Finally, Low Fixed Rate
 Home Loans for Homeowners
with Less than Perfect Credit

Dear Friend,

Traditionally, homeowners with less than perfect credit were forced into high cost subprime (predatory) home loans because there were no other options. These loans typically have interest rates above 7.5% and have very dangerous rate adjustments after 2-3 years. To make matters worse, these loans often do not include taxes or insurance which cause many homeowners to fall behind on their real estate taxes and many end up loosing their home as a result.

Over the past several years, during the refinance ‘boom’, banks were more concerned about the how many loans they could place verses offering lower interest rate loans to borrowers who really needed the help. As a result, many hard working homeowners were treated poorly and left with no choice but to accept substandard subprime loans or high interest rate adjustable mortgages. Now, with the subprime mortgage industry in collapse, these homeowners are left with very few options because the banks that would have lent to them no longer exist. This is the main reason foreclosures are so high this year(nearly twice the amount from last year) 

But, there is still an option ....